Richard Kwame Adjei


Richard is a multi-tasked visionary leader, results oriented, dedicated and versatile Banker with over fifteen years experience in Rural Banking.

Richard is a Chartered Accountant (September 2014) and a Chartered Banker as well (October 2016) and also holds MBA Finance from Kwame Nkrumah University of Science and Technology, Kumasi (June 2012). He also obtained a Bachelor of Commerce Degree (BCOM) from the University of Cape Coast, Cape Coast (Oct 2009). Prior to obtaining his Bachelors he also obtained a Higher National Diploma in Accounting from Sunyani Polytechnic, Sunyani (Dec 2002) now Sunyani Technical University as well as Teacher’s Certificate ‘A’ from St. Joseph’s Training College now St. Joseph’s College of Education, Bechem (June 1997).

He has also attended a number of relevant seminars and CPDs.

Being a professional teacher, Richard taught for 2 years before joining the Banking Industry.

He has extensive knowledge in Rural Banking, Marketing of Financial Services, Corporate Finance, Corporate Governance, Auditing, Credit Administration and Risk Management. Prior to his appointment as the General Manager of Sefwiman Rural Bank in September, 2012 Richard started his banking career with Fiagya Rural Bank Limited as Internal Auditor for two years and later had eight years stint with Odotobri Rural Bank Limited serving in various capacities as Head of Internal Audit, Head of Accounts, and Branch Manager.

Richard has actually championed the expansion agenda of Sefwiman Rural Bank that has resulted in increased public confidence and market share of the Bank.  

He is much focused, zealous and always aspires to attain the ultimate goal in his career and personal development and has been a source of inspiration to his subordinates.


Alhassan Abubakari

Head, Finance and Operations

Alhassan is the Accountant of Sefwiman Rural Bank Limited. Prior to joining Sefwiman, He has worked in different positions at Nandom Rural Bank Limited and has acquired diverse rural banking operations management experience. He held various positions including assistant accountant, Branch Manager and to his current position as Accountant of the Bank.

He holds Bachelor of Business Administration Accounting option from the Garden City University College, Diploma in Microfinance, UCC, Certificate in Accounting and Controlling from the Joseph Schumpeter Institute of Applied Studies, Austria. Alhassan has also attended conferences and courses and received numerous certificates of participations including Investment and Wealth Creation-Multinak, Internal Audit and Control-UGBS, Corporate Governance, Credit Management and Treasury Management –ARB Apex Bank among others.

He has passion for outreach and sustainability of financial enterprises.


Anobia Atabidi

Head, I.T.

Anobia is the head of IT for Sefwiman rural bank limited. Before joining Sefwiman rural bank limited since 2010, he has worked as an IT Manager and IT tutor at various respectable institutions in Ashanti and western regions of Ghana.

He holds Bachelor of Science degree in Computer Science from the Garden City University, Cisco Certified Network Associate (CCNA) Certificate and Diploma in IT. He anchored the networking of the entire bank.

Anobia has also participated in a host of IT and banking related training workshops including Server Managements, IT Security Essentials, Apache Web Server Management, System Administrator’s Conference, Corporate Governance and Rural Banks in Ghana, sensitization workshop on credit reporting and referencing, Risk Identification ,  Evaluation and Monitoring  etc to further broaden his horizon in the IT field.

He has over the years attended many bank related workshops, conferences and seminars especially the practices of marketing in rural banking. He has the marketing experience to create, retain and handle customer complaints.




Agnes is t h e H u ma n Res o u rce a n d Administrative Officer of Sefwiman Rural Bank PLC . She holds Masters in Business Administration (Human Resource Management) from Kwame Nkrumah University of Science, Kumasi and an Associate Member of Chartered Institute of Human Resource Management (CIHRM) Ghana.

She has seven (7) years banking experience with three years experience in Senior Management. She manages the human resource department of the bank with her expertise and dynamism. She has with support from her management team introduced noteworthy administrative reforms to the department to be able to attract and retain competent workforce for the bank.




Ernest is the Head of Credit department of Sefwiman Rural Bank PLC. He is a Chartered Accountant; holds MBA in finance, Bachelor of commerce, and HND in Accountancy, and London Chamber of Commerce and Industry. He has over thirteen years experience in banking and extensive knowledge in Auditing, Corporate Finance, Financial Reporting, Corporate Governance &

Administration, Credit and Risk Management. He is poised to ensure smooth credit delivery and quality portfolio management of the Bank.




Samuel is a shrewd banker with about 20 years working experience in the banking industry. He started as Mobile Banking and Microfinance Officer with Fiagya Rural Bank, 2003; and rose through portfolios and ranks with different banks.

He established, and headed the Microfinance and Mobile Banking Department of Kwamaman Rural Bank. Head, Recovery and Monitoring, Women’s World Banking Ghana (in receivership) Kumasi. Branch Manager, GN Bank/Savings (in receivership), Prior to joining Sefwiman Rural Bank, Mr. Arhin was acting Head of Marketing Department, Kwahu Praso Rural Bank.

Currently pursuing MSc Financial Risk Management, Samuel holds BBA Business Mgt, and HND Marketing.




Michael is an astute Banker with 15 years’ experience in various roles and capacities. He has been in a Senior Management role for the past 10years; with core competencies in Relationship Management, Credit Analysis and Monitoring, Recovery and Risk Management.

Prior to joining Sefwiman Rural Bank, Michael had worked with the erstwhile PROCREDIT S & L Ltd. as Agro Credit Team lead, Adansi Rural Bank as Head of Credit and later, Head of Risk and Compliance /AMLRO. He is an Associate Member of the Chartered Institute of Credit Management –Ghana, holds a Masters Degree in Business Consulting and Enterprise Risk Management.