Special Products

This product is for people who want to save for a relatively longer period but do not want to place it in fixed deposit. This account is convenient to both residents and non-residents who want to save towards a project.


a) Higher interest rate than the normal savings.

b) Insurance packages attached

This form of Fixed Deposit has a higher interest rate than the normal Fixed Deposit which is negotiable. The investment tenure can be 3 months, 6 months and 12 months.


a) The minimum amount to invest is GHs 30,100.00 subject to periodic review.

b) It also has a fixed tenure of 3 Months, 6 Months and 12 Months.


a) Competitive Interest rate

b) Secured Investment

c) Flexible terms which are negotiable

d) No penalty charges for premature redemption


This product is for parents or guardians who want to open account in trust of their children or wards towards their future education and/or a vocation. Both residents and non-residents qualify to save for their children’s future development in terms of education or vocation.

It has competitive interest rate which is higher than the normal savings.


a) Passport size photograph of both parent and child

b) Child’s photograph to be replaced every 5 years

c) ID card of parent and NHIS / weighing card of child

d) Child takes over the account when he/she attains 18 years


a) High interest rate

b) Secure investment

c) Partial withdrawal allowed

d) Multiple investment is allowed